Insurance Accepted

We accept most major health insurance plans and also offer low cash rates for patients who are uninsured.  If your visit requires laboratory work, our negotiated cash rates with local laboratory will ensure lower costs.

Cash rates:

  • New-patient visit: $95*
  • Established-patient visit: $70*

*If you are uninsured we charge $95.00 for a typical new patient visit and $70.00 for an existing customer. Additional charges may apply if additional tests are needed such as labs, ekg, x-ray, sutures/procedures, etc.  At Third & Church Health Care Clinic we understand the rising cost of health care and pride ourselves on keeping cash rates low for ALL our services.

*Insurance policies vary when it comes to office visit co-pays/deductibles.  We check your eligibility of benefits and whether you have a deductible remaining.   Please check your insurance benefits for an office visit (we bill as primary care not urgent care) to find out if any out of pocket costs will be incurred at time of service. If you have not met your deductible we will charge an upfront cost of 95$ for new patient and $60 dollars for existing (extra charges such as strep tests, ekgs, x-rays, etc will also be charged up front for unmet deductibles).  You will then receive a statement if there is any remaining balance (based on negotiated rate with your particular insurance policy).

We accept the following insurance:

  • Aetna
  • Blue Cross Blue Shield Tennessee (BCBST): Networks S and P, and most out-of-state plans
  • ChampVA
  • Cigna (we are NOT in network for the silver and bronze plans purchased off the healthcare.gov exchange)
  • Coventry
  • First Health Network
  • GHI
  • Golden Rule
  • Humana
  • MultiPlan
  • Oscar
  • Private Health Care Systems (PHCS)
  • Tricare
  • United Medical Resources (UMR)
  • United HealthCare
  • United HealthCare River Valley
  • United HealthCare-Oxford
  • United HealthCare Student Resources

We are not able to accept the following insurance:

  • AmeriGroup
  • Medicare
  • BlueCare
  • CareFirst BlueChoice
  • Community Health Alliance
  • HMO's of any kind
  • Kaiser Permanente
  • Medical Assistance
  • MediCaid
  • TennCare
  • United Tenn Care